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Advance Credit Repair
Judgments
If you’ve ever been involved in a lawsuit that went to trial then you are probably familiar with the term ‘judgment.” A judgment is a formal decision made by a court following a lawsuit. In the world of credit, it’s not uncommon for creditors or debt collectors to sue debtors for nonpayment of their debts and obtain judgments.

Judgments are considered public records, which means anyone has access to view those court filings. Credit reporting agencies commonly obtain judgment records from courthouses and place them on consumer credit report cards. These judgments are allowed to remain on consumer credit files for seven years from the filing date.