Rebuilding your credit can be tougher than starting from scratch. You’re trying to show lenders and credit card issuers that despite some past slip-ups or outright disasters, you’re very likely to make future payments as agreed.
Before you begin to rebuild credit, it’s important to figure out where your starting point is. Your credit score might not be as bad as you think. You can get a credit score (Click Here) from identity iq, and track it. Once you know where you stand, you can begin to set some small, achievable goals for yourself.
The good news is, it’s possible to make significant progress quickly when you’re starting low. Even incremental improvement may give you better financing options than you have now. Start by making sure errors on your credit reports aren’t holding you back. Correcting a big mistake in your report has the potential to add points quickly. And if you’ve been a victim of identity theft, checking your credit reports can tip you off.
• To get a free copy of your credit reports. You are entitled to one at least every 12 months from each of the three major credit reporting bureaus.
• Make sure the information is correct. Look especially for accounts, amounts or addresses that you don’t recognize.
If you find an error, dispute it with us (https://thefsfg.com/credit-restoration/).
• Then consider these 8 basic strategies for rebuilding credit:
Get started below with one of our credit builder cards or self lender loans to show lenders that you can handle the responsibility of a credit card or loan.